Summary: First‑Time Home‑Buying Tips From Homelogic                                        (see full article linked below summary)

1. Do your homework
   Define what matters most—budget, neighborhood, school district, must‑have features—before diving into listings.

2. Find the right agent
   Choose a buyer’s agent you trust—someone who listens, understands your needs, and can guide you through the process. 

3. Choose a lender & get pre‑approved
   Interview multiple lenders, understand your loan options, provide income documentation, and secure pre‑approval so you're ready to act fast. 

4. Start house‑hunting
   Use listings and open houses to narrow your choices. Visit with your agent to evaluate each home carefully. 

5. Make an offer & negotiate
   With your agent's help, craft a competitive offer that fits your budget and market conditions. Expect counteroffers and negotiate contingencies. 

6. Home inspection & appraisal
   Hire a qualified inspector to uncover any issues and negotiate repairs if needed. The lender will appraise the home to confirm its value supports the loan. 

7. Close the deal
   Finalize financing, sign the closing documents, pay the remaining costs, and collect the keys—then celebrate!

https://www.houselogic.com/buy/how-to-buy-step-by-step/first-time-home-buying-tips/

Cliff Johnson, Real Estate Agent                                                    

www.stonemountaingeorgiahomes.com