Friday, November 2, 2018

Buy a Home in Stone Mountain Georgia!

Buy a Home in Stone Mountain Georgia!

www.stonemountaingeorgiahomes.com

Buying a home in Stone Mountain Georgia has its advantages—close to nature, laid back lifestyle, and myriad establishments. The best thing about residing in Stone Mountain is that you get to be surrounded by parks. Your connection to Mother Nature will never be broken. Here are some of the known parks in Stone Mountain:

1. Medlock Park. Situated at 735 Ridge Avenue, Medlock Park has on-site parking, a playground for kids, several basketball courts, tennis courts, restrooms, a pavilion with picnic tables, and a football field. What a perfect place to play the all-American game of football or just watch it as locals participate.

2. Leila Mason Park. Located at 5510 Stillhouse Road, Leila Mason Park is equipped with basketball court, a children’s playground, a ball field, on-site parking, restrooms, and three pavilions with picnic tables. You and your family can spend time here for picnics and playtime.

3. McCurdy Park. This is a park at 5190 West Mountain Street that caters to those who love to play baseball. There are three baseball fields here, plus a children’s playground, on-site parking, restrooms, and two pavilions with picnic tables.

4. V.F.W. Park. At 888 Gordon Street, you will find a park, which is home to the community garden, a ball field, on-site parking, and restrooms. You can walk your dogs or even have good run here if it is near your new home.

5. Stone Mountain Park. This is the centerpiece of Stone Mountain, GA. Living here would give you access to this most-visited place every single day. Here are the main reasons for visiting this beloved park:

a. Watch live shows, dine, and shop at the Crossroads

b. View choreographed pyrotechnics and laser lights at the Lasershow Spectacular at Mountainvision.

c. Marvel at the historical faces carved into the mountain—Jefferson Davis, Robert E. Lee, and Stonewall Jackson.

d. Throw a party organized by the professional organizers at Stone Mountain Park

e. Other attractions such as The Great Barn, Scenic Railroad, and Geyser Towers

Imagine enjoying all these parks and attractions just a walking distance or a short drive away from your new home. Buying a home in Stone Mountain Georgia has never been so exciting!



Cliff Johnson, Real Estate Agent

www.stonemountaingeorgiahomes.com

(678)495-6050

Saturday, October 20, 2018

Curb Appeal is Important When Selling Real Estate

Curb Appeal is Important When Selling Real Estate First impressions matter most. This is one concept that many homeowners trying to sell their homes and first time property investors trying to sell or rent property fail to understand. Curb appeal is the first impression when it comes to a house. This is the place that you as an investor or seller want those driving buy to think of as home. For this reason you should pay careful attention and spend some degree of time and effort making the outside of the home inviting and appealing to potential buyers or renters. One of the first things that people will notice is crumbling paint and bland or tired and faded colors on the exterior. Vinyl siding is often inviting because it is easily cleaned and reinvigorated. It also happens to be fairly low maintenance, which often appeals to buyers and renters alike. There are those however who will argue that siding detracts from the potential personality of a home. To each his or her own in this as it is a personal decision on behalf of the buyer and the seller. Regardless a clean and crisp paint job or siding makes a much better impression than an apparent state of disrepair. Remember those first impressions are important. If the outside of the home is rather unimpressive potential buyers are quite likely to discover the diamond that is the inside of your home. Another thing you can do to add curb appeal is to plant low maintenance flowers and plants around the exterior of your home. You do not want to invest in plants that require constant care nor do you want to seriously invest in plants that are going to grow out of control and look unwieldy. At least you do not want to plant these around the exterior of your home that is facing the road. Bushes and climbing vines do well in many cases along fences that surround the property however or as a dividing privacy line between your property and neighboring properties. If you live in an area that isn't conducive to green grass you may want to consider some sort of hybrid that can thrive with less water or choose some form of landscaping that doesn't rely on large open patches of grass in order to be beautiful such as landscaping then that is probably a wise idea. The point is to make the house as attractive on the outside as you hope those viewing the property will find the inside. Another thing to keep in mind when making the upgrades is to clean the sidewalks and driveway if it is concrete. It is amazing what a high power pressure washer can do to your sidewalks, driveway, and/or front porch. Don't stop there however; take the time to make sure your doors and windows are clean as well. These little things often make the biggest impression. If you care properly for the exterior of your home and keep it nice and shiny chances are (in the buyer's mind) that you will have taken the same care of the inside of the home that they are quite possibly now considering. Taking the extra time to insure that the outside of your home is attractive to buyers can translate into higher and quicker offers than neglecting the essential real estate between the front door and the curb. Do not overlook this powerful piece of advice and you should enjoy a little more success in your efforts to sell your home or investment property.

Wednesday, February 28, 2018

Visit houselogic.com for more articles like this.

Copyright 2018 NATIONAL ASSOCIATION OF REALTORS®


Friday, June 2, 2017

Why you need a real estate agent?



You could be in your very own home sweet home very soon with the help of a qualified real estate agent. Rather than trying to do it on your own, getting the help of a real estate agent can make it far easier. When you work with an agent, it costs you nothing. The seller pays the commissions, regardless of whether or not you have one. You'll gain the benefit of the expertise of a realtor on your side who's not working for the seller.



Some of the things an agent can do to help you claim your home is first help you narrow the search. A good realtor will work with you to first identify the price range you can afford based on your income and other factors. He or she will also make other suggestions that can speed the home buying process, such as getting a pre-approval letter from a bank or other qualified lender. The Realtor may also offer a list of several lenders he or she has worked with in the past who have treated her clients well. The pre-approval letter takes time but can be crucial. It tells the seller you're seriously considering the home and can afford it. It also tells the seller's agent to work hard to get this deal because there's a better chance of it being successful. It also helps you complete the closing faster.



Real estate agents also know how to maneuver through the various listings. They know the various neighborhoods and how to find homes that fit your requirements. They also know the subtleties of the listings and that newer doesn't mean new. The buyer's realtor will add an objective eye to the home viewing process. They've seen plenty of homes and know that a little paint can make a dowdy home look fantastic, but a bad well, horrible plumbing and signs of a leaking roof on the interior might be very expensive to fix. Realtors also have a good idea of the average cost of utilities in the area. If they see a home is heated by gas or electric, but the cost is extremely high, it may need more insulation. High water costs can set off a warning signal, due to the potential of leaking pipes. They help you see the entire cost of owning a particular property, such as the cost of taxes and insurance.



Realtors also help negotiate the price. They not only help you make an offer, but will advise you to counter a counter offer if they think it's off base. They also arrange for professionals to inspect the property. Termite inspections and general inspections are often required by the lender, but the buyer's realtor could ask for additional types of inspections, such as a septic inspection for a home in the country or water sample testing. Those extra steps can save you thousands of dollars and heartbreak later. The real estate agent also is at the closing to make sure there are no errors on the paperwork and to help with any last minute issues. Having an agent on your side can make the difference between finding the best possible home and either making a poor choice or spending a lot of time and effort with nothing to show for it.



Cliff Johnson

www.stonemountaingeorgiahomes.com

CliffJ2007@gmail.com

(678)495-6050, Direct

Saturday, September 12, 2015

Home Buying 101

Home Buying 101

www.stonemountaingeorgiahomes.com
(678)465-6050 (For more info on buying a home)



Most people don’t just wake up one morning and decide that they’re going to buy a home; unless perhaps they are exceptionally wealthy. For most of us it’s a gradual decision brought on by many factors: rising rent prices, the inability to make changes without a landlord’s approval, a growing family, etc. The list goes on, but no matter what prompts you to make the move to owning your own home, it’s a huge decision; and it can be intimidating.




It’s perfectly normal to be nervous and have some reservations about buying a home, especially if you are a first time buyer. Not only is this probably the largest single investment that you’ll ever make, but it will most likely involve an extremely large amount of your hard-earned money. Fortunately there are some tips and tricks that help you decide whether or not you’re ready to be a home owner.




Consider Whether Owning a Home is Right for You




Owning a home isn’t for everyone. Some people are just not cut out to be home owners and the time to decide is well before you enter into a contract. If you find yourself moving or traveling frequently, being tied down to a house can cause considerable problems unless you have someone to care for it while you’re away.




Are you able to do at least some household repairs for yourself? If the answer is no, it doesn’t necessarily mean that you shouldn’t buy, but you’ll need to add maintenance and repair costs into your budget. When you rent, the landlord takes care of these things, but as a homeowner you’ll be responsible for them yourself. Trying to do your own repairs if you are inexperienced is a great way to test your homeowner’s insurance, but it isn’t advisable.




Take a Good Look at your Finances




Look at not only your savings, but your credit card debt, any other loans that you have, and your credit score. The more you can afford as a down payment, the less your mortgage payment will be. Look also at your ability to handle money wisely. This is never an easy thing to do, but it pays to be honest with yourself. Do you make sure that your bills are paid on time even if it means doing without a few luxuries or have you been known to ask for an extension on your rent payment so you can afford to go to that expensive concert?




Talk with a Real Estate Agent




While realtors are not meant to be financial advisors, they are experienced in helping people make decisions about home buying. Contrary to popular belief, most realtors aren’t going to sell you something that you can’t afford. Your realtor can help you look over your finances and find a price range that is suitable for your income as well as giving advice about things like financing and what to expect. They can also help you to decide whether or not you can manage a mortgage payment along with your other obligations.




There is certainly more factors involved with the decision to buy a home, but these are some of the first things that you should consider. These things aren’t hard and fast rules to determine whether you should buy a home and each situation is unique. Deciding to buy a home is somewhat like deciding to have a child. If everyone waited until the perfect moment to start a family, the world would be a far less populous place. Likewise, if you wait until the perfect moment to buy a home, it may never happen. It is always wise however to be sure that at least some of the conditions are right and perhaps make a few adjustments to your way of thinking. In the end the sacrifices that you make are more than worth it in the long run.

Thursday, July 9, 2015

Credit Repair. How to do your own!

Credit Repair. How to do your own!

In days past, the transfer of goods, properties, or services involved nothing more than a direct exchange of bartered goods or currency. As time progressed, systems such as promissory notes and promise to pay contracts began to be used in place of cash transactions and transfer of goods became a bit more complex.

These days, anyone who meets certain qualifications can obtain credit with merchants, banks, etc. and while this offers greater flexibility, it brings with it a greater possibility that consumers can overextend themselves. Sadly, it has also opened a window of opportunity for things such as fraud and identity theft. This has led the government to respond by instituting laws that regulate certain aspects within the credit industry that protect not only the companies involved, but the consumer as well. For a more in depth look at these laws and regulations, websites such as http://consumer.georgia.gov/consumer-topics/credit-and-you offer a wealth of good information about rights, responsibilities, and credit repair options.

It seems that just about everyone has had at least one episode of financial troubles in their lifetime. Unfortunately even one mishap can drastically affect your credit score and prevent you from getting the financing that you need when you want to buy a home. In the event that you can get financing, you’ll most likely pay a much higher interest rate than someone with a good credit score. Credit repair companies offer to repair your credit for you, but as with anything, there is a usually a substantial fee involved. Taking on the task of doing your own credit repair may seem daunting, it isn’t necessarily a complicated procedure; it just takes some organization. Your first step of course is to get a copy of your credit report, which is available free of charge from each of the three agencies once per year.

Check for and correct any mistakes on the report – It is bad enough when you have made credit mistakes in the past so you certainly don’t need to be held responsible for those that you didn’t make. Nearly 70% of all credit reports contain at least one error so check yours carefully and have them corrected.
Get all of your late payments up to date – If you are having difficulties making payments, contact your creditors and set up a payment plan that is agreeable to both parties. In some cases a credit counseling agency can be consulted to negotiate a plan for you.
Be sure that debt payments and other bills such as utilities and rent are made on time – Payment history is perhaps the single largest factor in your credit score. If these payments are timely, they could possibly be used for references when applying for other lines of credit to further your credit repair.
Pay down any current credit card debt – The amount of credit that you use is the second most important factor in your credit score. Avoid closing credit cards because what is important is how much you owe as compared to your total credit line.
These are only a few of the things that can assist you in your personal credit repair. For more ideas as well as tips for buying a home, you can visit http://wwwstonemountaingeorgiahomes.blogspot.com/. When the time comes to purchase a home, a good credit score can smooth the way considerably. Looking online at the many real estate sites such as http://www.stonemountaingeorgiahomes.com/ can be a great incentive to get your credit score back in line and get you on your way into the home of your dreams.

Wednesday, July 1, 2015

Looking for a homebuyer's downpayment assistance program?

Looking for a downpayment assistance program?

Go to:

http://downpaymentresource.com/